When Faith and Hope gone to new homes, Josie is left with Hope's daughter Charity. in this book, one of the girls loved the horse and wanted to buy her, but was devastated when her parents they couldn't afford her, she runs away taking Charity with her. Josie has loved Charity ever since the horse was born, now it's time to find a new home for her.

Josie Grace manages to find the perfect homes for her three horses, Faith, Hope and Charity, but while picking up supplies at the tack shop, Josie hears about an orphaned foal.

While visiting Friendship House, Josie learns that Hope's new home is in danger of closing. Josie notices a young girl named Bailey, who loves spending time at the stables. The little girl is very attached to Hope, her only friend. Determined to figure out why the girl is so troubled, Josie decides to visit more often. She must figure out how to help Bailey and save Friendship House before it is too late.

Josie is excited that Jill Atterbury's cousin, Katrina, is visiting for the summer. When Katrina takes a bad fall trying to prove that she is the best jumper, Josie realizes that loving horses isn't just about riding, but taking care of the animal. With Faith's help, Josie must get Katrina to change her attitude and get back in the saddle.

Josie Grace decides to tell her new fried Katrina how to care for her horse and, after Katrina falls off her horse, Josie must try to get her back in the saddle.

With Faith and Hope gone to new homes, Josie is left with Hope's daughter Charity. One of the girls loved the horse and wanted to buy her, but was devastated when her parents said they couldn't afford her, she runs away taking Charity with her.

Josie Grace's family must close Grace Stables and find a new home for Hope. While she is patient and gentle, she has an allergy to gnat bites that causes her to rub and gnaw at her mane and other areas down to the skin. Josie can hardly bear to part with her horse. Grace's most reliable horse needs a new home and Josie is discouraged that no one can seem to look past Hope's plain looks and see that she is the most perfect horse.

Mandy is thrilled when her dad wins first prize in the Christmas raffle and wins a racehorse for the day.

After learning that the local animal shelter is in danger of closing for lack of funds, Mandy and her friend James decide to hold a pet show to raise money to keep the shelter open.

Josie Grace must learn to put her jealousy aside when she learns that her horse, Hope, is sick and that another girl has been put in charge of caring for the animal.