Luke Petach
Author
Series
REDI report volume 2017, October
Pub. Date
2017.
Description
The share of deposits held in locally-owned banks has fallen steadily in the US and in Colorado since the 1990s. This shift has hit already-under-served rural Colorado counties especially hard. A decline in local bank shares imposes welfare costs on consumers and business ventures seeking financial services, and contributes to macroeconomic instability.
Author
Series
REDI report volume 2019, October
Pub. Date
2019.
Description
Using local-level data on incarceration rates by race, we explore the relationship between income inequality, poverty, and incarceration at the commuting zone level from 1950 to the present. We find that labor markets with higher levels of inequality experienced larger increases in overall incarceration, and that relative rates of poverty play a key role in explaining the differential effects of mass incarceration across race. Areas where white poverty...
Author
Series
REDI report volume 2018, August
Pub. Date
2018.
Description
Rental prices in Colorado are unusually high in terms of their share of renters' income. Accelerating rents in metropolitan areas of Colorado area driving force behind the widening rental price gap between the US and Colorado. Colorado potentially faces a constrained entrepreneurial environment due to these rising rent burdens.